The cost of orthodontic treatment depends on the extent of the patient’s needs. All fees and payment options will be discussed before treatment begins. We will work with you to design a payment plan that fits within your budget. We also accept assignment from all insurance plans and we will file the necessary paperwork with your insurance company for you. With your assistance, we can make orthodontics affordable to anyone who desires treatment.
We Offer Several Payment Options
We are happy to accept Cash, Visa, Master Card and Discover. There are several different financing options for orthodontic braces or clear aligners. These options are as follows: 1) payment in full; 2) no interest in-house financing; 3) flexible spending accounts (FSA’s) 4) third party financing, which offers fixed low interest rates with no down payment. Some methods may be more beneficial to the patient by making use of their employee benefits, obtaining financing at low to no interest, and reducing their overall tax exposure.
Orthodontic Dental Insurance
We accept all valid forms of insurance. Orthodontic insurance typically has a lifetime maximum benefit for each insured individual for orthodontic services rendered. As a convenience to you, we will accept payments directly from your insurance carrier, and each payment will be credited to your total treatment fee. Benefits are generally paid monthly or quarterly throughout the duration of treatment until the maximum benefit has been reached. In order for us to provide that for you, we will need your complete insurance information. We will be able to submit an insurance claim to your insurance carrier after the initial consultation.
Payment in Full
If payment is made at the onset of treatment, we offer a bookkeeping deduction and we will pass that savings on to you.
In-house financing is an option for the patient who prefers a payment plan with 0% interest, an initial down payment, and the remainder of the fee divided into monthly installments. Our patients appreciate how we design each individualized payment plan to fit within their budget.
Third Party Financing
We are pleased to offer third party financing. Lending Club offers fixed interest rates as low as 3.99% APR. Payments may be extended over 24-84 months. No upfront payment is needed and no payment is due for 3-7 weeks. There are no prepayment penalties assessed by Lending Club.